Preheat the oven to 350°F (170°C). Line the cavities of a muffin tin with paper boxes.
In a large bowl, combine all the dry ingredients (from all-purpose flour to ground clove).
In a second bowl, whisk together the milk, eggs, oil, and vanilla.
Pour the wet ingredients over the dry ingredients. Mix with a spatula until there are only a few traces of flour left. Add the apples and pecans and stir to incorporate.
Divide the mixture between the cups. Bake for 15 to 18 minutes, or until a toothpick inserted in the centre of a muffin comes out clean. Let the muffins cool completely.
For leche dulce ganache
While the muffins are cooling, melt the Dulce de leche fondue Chocolats Favoris according to the instructions on the package. Transfer the melted chocolate to a bowl and whisk in the cream. Refrigerate to cool completely.
Garnish the muffins with leche ganache dulce and enjoy.